Golden Gate Bridge

Who Is FirstREX?

FirstREX is a San Francisco-based consumer solutions company dedicated to providing homeowners with smart new financing alternatives and more control over their financial lives without the use of debt.  We are not a lender or a bank.  We have earned national recognition from prominent newspapers and magazines including the Wall Street JournalBusiness Week and the New York Times.

Innovation in home financing has historically been based on interest charges and payment options.  With the REX Agreement, we’ve eliminated both.  In fact, the REX Agreement is not debt of any kind.  Our debt-free solutions don’t add to your monthly payment burden or charge you interest.  Our products are designed to address common and practical homeowner needs.

We believe the more you know about the REX Agreement, the better you’ll be at deciding if it is right for you and your family.  All of our consumer materials and processes are designed to fulfill a common goal:  full disclosure, education and transparency.  We take pride in the quality of our customer service, and we are committed to the following principles:

  • Provide each client with a dedicated REX Agreement Product Specialist.
  • Determine what the client’s needs are, and try to craft a solution to address those needs.
  • Educate clients about our product, make them aware of their choices, and let them decide.
  • Make sure each client knows that we strongly recommend involving their financial, legal, tax, and estate planning advisors and family members in their decisions, and provide whatever support is required by that involvement.

For more about FirstREX, visit